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certificates of deposit
made deelightful
we have a CD that’s right for you
Our options include competitive rates and reach up flexibility. It’s CDs covering A to Z.
certificates of deposit
Get a competitive fixed rate for the term of the CD.
Our CDs offer terrific rates and as always, friendly professional service.
• $500 minimum balance
• APY1 up to 5.00%
• 3 months to 5 years
Special CD Rates
Term
Interest Rate
APY*
7 Month
4.908%
5.00%
Standard CD Rates
Term
Interest Rate
APY*
91 Day
0.099%
0.10%
182 Day
0.299%
0.30%
12 Month
0.299%
0.30%
18 Month
0.299%
0.30%
24 Month
1.985%
2.00%
30 Month
0.349%
0.35%
36 Month
0.349%
0.35%
48 Month
1.244%
1.25%
60 Month
1.442%
1.45%
reach up CD
Like a regular CD, but with the option to “reach up” your rate to the next tier when the time is right.
Reach Up CDs provide flexibility. Now you can take advantage of rising rates during your CD term.
• $500 minimum balance
• potential to reach up
Term
Interest Rate
APY1
24 Month2
1.985%
2.00%
48 Month1
1.244%
1.25%
We’re here to answer any questions. As a small bank, we offer a healthy line of communication.
*Annual percentage yield. APY is current as of 8/16/2024 and subject to change without notice. $500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal. Not all CD terms offered online. Contact us for more details.
2 24 Month Reach Up CD – Once during the term of the 24 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.
3 48 Month Reach Up CD – Twice during the term of the 48 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.