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refreshing rates
We put your needs first at Dundee Bank. That’s why we always work to get you the most competitive rates. And that’s why you see fixed rates of satisfaction among our customers.
checking Accounts
Account
minimum balance**
Tier
Interest Rate
APY*
Save Green Rewards
$100
$0.01 – $10,000.00
1.736%
1.75%
$100
$10,000.01 & up
0.099%
0.10%
Business Interest Checking
$15,000
$15,000 & up
0.10%
0.10%
Checking Accounts
Account
Save Green Rewards
Min. balance
$100
Tier
$0.01 – $10,000.00
Interest Rate
1.736%
APY*
1.75%
Min. balance
$100
Tier
$10,000.01 & up
Interest Rate
0.099%
APY*
0.10%
Account
Business Interest Checking
Min. balance
$15,000
Tier
$15,000 & up
Interest Rate
0.099%
APY*
0.10%
*Annual Percentage Yield. **$100 minimum deposit to open. In order to obtain up to $10 in monthly Foreign ATM fee refunds, 1.75% APY on balances up to $10,000, and 0.10% APY on balances over $10,000, the following qualifications must be met each calendar month: Enroll and receive eStatements, Complete at least 10 Debit MasterCard purchases post and clear totaling a minimum of $100, Complete at least one direct deposit, bill payment, or automatic debit (ACH transaction) post and clear. If all qualifications are not met during the month, the full balance will earn 0.10% APY for that month. APY current as of 4/20/2026. Interest rate is variable and could change at any time. Fees could reduce earnings.
1A Foreign ATM Fee may be incurred at an ATM that is not owned by us.
2Green perks may include events or newsletters and will be open to the public.
savings Accounts
Account
minimum balance**
Interest Rate
APY*
Savings Account
$100
0.498%
0.50%
Account
minimum balance**
Interest Rate
APY*
Apple Blossom
$25
0.498%
0.50%
Savings Accounts
Account
Savings Account
Min. balance
$100
Interest Rate
0.498%
APY*
0.50%
Account
Apple Blossom
Min. balance
$25
Interest Rate
0.498%
APY*
0.50%
*Annual percentage yield. **Minimum balance required to open an account, obtain APY, and avoid $5 (Savings) or $2 (Apple Blossoms Savings) minimum balance fee. APY current as of 4/20/2026. Interest rate is variable and could change at any time. Fees could reduce earnings.
Money Market Rates
Account
minimum balance**
Tier
Interest Rate
APY*
Money Market Account
$1,000
$100,000.00 & up
1.489%
1.50%
$50,000.00 – $99,999.99
1.242%
1.25%
$25,000.00 – $49,999.99
0.747%
0.75%
$10,000.00 – $24,999.99
0.648%
0.65%
$1,000.00 – $9,999.99
0.498%
0.50%
Platinum Money Market Account
$50,000
$100,000.00 & up
3.445%
3.50%
$50,000.00 – $99,999.99
3.348%
3.40%
Account
Money Market Account
Min. balance
$1,000
Tier
$100,000.00 & up
Interest Rate
1.489%
APY*
1.50%
Min. balance
$1,000
Tier
$50,000.00 – $99,999.99
Interest Rate
1.242%
APY*
1.25%
Min. balance
$1,000
Tier
$25,000.00 – $49,999.99
Interest Rate
0.747%
APY*
0.75%
Min. balance
$1,000
Tier
$10,000.00 – $24,999.99
Interest Rate
0.648%
APY*
0.65%
Min. balance
$1,000
Tier
$1,000.00 – $9,999.99
Interest Rate
0.498%
APY*
0.50%
Account
Platinum Money Market Account
Min. balance
$50,000
Tier
$100,000.00 & up
Interest Rate
3.445%
APY*
3.50%
Min. balance
$50,000
Tier
$50,000.00 – $99,999.99
Interest Rate
3.348%
APY*
3.40%
*Annual percentage yield. **Minimum balance required to open an account, obtain APY, and avoid $10 minimum balance fee. APY current as of 4/20/2026. Interest rate is variable and could change at any time. Fees could reduce earnings.
Special CD Rates
Term
Interest Rate
APY
7 Month
4.135%
4.20% *
11 Month
4.184%
4.25% **
Standard CD Rates
Term
Interest Rate
APY*
91 Day
2.966%
3.00%
182 Day
2.231%
2.25%
12 Month
2.966%
3.00%
18 Month
2.476%
2.50%
24 Month
2.476%
2.50%
30 Month
2.476%
2.50%
36 Month
2.476%
2.50%
48 Month
2.231%
2.25%
60 Month
2.231%
2.25%
*Annual percentage yield. APY is current as of 5/20/2026 and subject to change without notice. $500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal. Not all CD terms offered online. Contact us for more details.
**Annual percentage yield. $500 minimum balance to open an account, obtain APY, and avoid $10 minimum balance fee. APY current as of 5/20/2026. Interest rate is variable and could change at any time. The interest rate for your account will be the special rate for 6 months. After 6 months, the rate will be the current Platinum Money Market Account rate. Fees could reduce earnings. Opening deposit must be made with new money. “New Money” is defined as funds deposited into a Dundee Bank account from another financial institution. Money already held in a Dundee Bank account (personal/business checking, savings, or CD) are excluded. Funds must not have been on deposit with Dundee Bank in the last 30 days.